- NYC & Tri-State Insurance Specialists · Est. Long Island City
Built for the builders of New York
From scaffolding crews in the Bronx to hotel operators in Midtown — ISOM delivers personalized, trade-specific insurance for Construction, Trade, and Hospitality businesses across NY, NJ & CT.
- All Trades Covered
- NY Labor Law Specialists
- Workers' Comp & General Liability
- Construction & Hospitality
- Licensed in NY · NJ · CT
01- Location
Long Island City, New York
ISOM provides insurance and bonding services for all of the Tri-State Area. A local brokerage with deep roots in NYC’s contractor and trade community.
02 — Risk Management
Superior Risk Management
Customized Risk Management Services will help guide clients to the most affordable and comprehensive solution — built around your actual exposure, not a generic template.
03 — Service
Personalized Relationship
We provide a very personalized service with a lot of care and attention to detail. All of our clients receive exclusivity and priority service — not a ticket number.
- Core Coverage
Our most requested policies
We specialize in two verticals — Construction & Trade contractors, and the Hospitality Sector — delivering expertise that generalist brokers simply can’t match.
General Liability
Competitive insurance for contractors in NYC. Covers bodily injury and property damage claims arising from your business operations.
Workers' Compensation
Bonding
Disability Policy
Builder's Risk
OCP / Owners Interest
- What We Cover
Every policy your trade demands.
We specialize in two verticals — Construction & Trade contractors, and the Hospitality Sector — delivering expertise that generalist brokers simply can’t match.
Construction & Trade Contractor Services
Comprehensive coverage for every contractor — from general liability and workers' comp to specialty trade programs across 11 industries.
Painters Insurance
Specialized GL and Workers' Comp for painting contractors — residential, commercial, or industrial work.
Scaffolding Insurance
Multi-type coverage for scaffold contractors — from plank failure liability to electrocution risk and third-party injury claims.
Electricians Insurance
Liability and Workers' Comp designed for electrical contractors working in high-risk environments across every project type.
Landscaping Insurance
Coverage for landscape crews including equipment damage, chemical application liability, and client property injuries.
Carpenters Insurance
Protects carpentry contractors from power tool injuries, structural liability, and sub-contracting arrangement risks.
Masonry Insurance
GL and Comp coverage built for masons working with heavy materials, lifting hazards, and falling debris risk.
HVAC Insurance
Comprehensive protection for HVAC contractors covering equipment, refrigerant liability, and installation-related claims.
Plumbers Insurance
Covers water damage liability, bodily injury, and Workers' Comp for plumbing contractors of all sizes.
Hospitality Sector — New Campaign
Purpose-built insurance for NYC's hotels, restaurants, and bars — covering the risks that standard policies overlook.
Hospitality Insurance
Broad-spectrum coverage combining property, liability, and employee protection into one streamlined program for hospitality operators.
Hotel & Motel Insurance
Covers premises liability, property damage, guest injury, and business interruption for hotel and motel owners.
Restaurant Insurance
From kitchen fires to food spoilage and guest slip-and-fall claims — we package all restaurant risks into one affordable plan.
Bar & Tavern Insurance
Full coverage including Liquor Liability — protecting your establishment from third-party claims arising from alcohol service.
- NY Labor Law Coverage
New York’s labor laws create
unique exposure.
Sections 200, 240, and 241 create strict liability for property owners and general contractors. We structure your coverage to handle action-over claims, hold harmless agreements, and additional insured requirements — before a claim ever happens.
- Ready to Get Covered?
What determines the cost of construction insaurance?
Several factors influence construction insurance policy costs — used by underwriters to estimate the likelihood and severity of a covered loss.
- Loss history of the business
- Experience of owners / business
- Size of the project or volume of business
- Coverage limits and deductibles
Fill out our online quote form for an accurate and fast insurance quote tailored to your exact situation.
- How It Works
Every policy your trade demands.
Submit the Form
Fill out our short online application with your business details and the coverage you need.
Agent Contacts You
A dedicated ISOM agent reaches out within 24–48 business hours to discuss your specific situation.
Review Your Options
We shop all major carriers and present the most affordable, comprehensive options for your trade.
Get Covered
Choose your plan, sign your policy, and get back to work with full confidence.
- How It Works
Every policy your trade demands.
Submit the Form
Fill out our short online application with your business details and the coverage you need.
Agent Contacts You
A dedicated ISOM agent reaches out within 24–48 business hours to discuss your specific situation.
Review Your Options
We shop all major carriers and present the most affordable, comprehensive options for your trade.
- New Campaign — Hospitality Sector
Now covering restaurants, hotels & bars across the Tri-State Area
The hospitality industry faces risks that standard policies miss. We’ve built a dedicated program covering the full range of exposures unique to food, beverage, and lodging operators.
- Hospitality Insurance (Broad Coverage)
- Hotel & Motel Insurance
- Restaurant Insurance
- Bar & Tavern + Liquor Liability
- Why ISOM
Not a call center.
A real partner.
We’re a boutique brokerage in Long Island City. Every client gets personal attention, expert guidance, and coverage that fits their work.
Trade-Specific Expertise
We work exclusively with contractors and hospitality operators — understanding your risk classifications, audit exposure, and industry-specific statutes.
Audit-Ready Guidance
We help you track payroll, classify workers correctly, and keep documentation clean so DOL and Workers' Comp audits don't catch you off guard.
Priority, Personal Service
No call queues. Every ISOM client receives exclusive, attentive service from a dedicated agent who knows your account and your trade inside out.
- Ready to Get Covered?
The right coverage,
built around your trade.
One form. One dedicated agent. Policies tailored to your trade — not off-the-shelf. For contractors, restaurants, hotels, and bars across NY, NJ & CT.