Shield Against Section 240 & 241 Risks
Contractors in New York City face significant risks from Section 240 and 241 violations, including falls and unsafe work environments. The legal and financial impact can be immense. ISOM Brokerage specializes in labor law insurance coverage that keeps your business protected under New York's strict labor and scaffold laws.
New York's construction laws are unique. Under Labor Law Section 240, the Scaffold Law, you're fully liable for a worker's fall — even if they were at fault. Both the property owner and contractor face absolute liability.
Section 241 covers violations like unsafe hoisting, while Section 200 addresses general site safety. These laws create significant risks for contractors. At ISOM, we offer labor law insurance coverage to protect your business from these risks, helping contractors survive $2 million lawsuits and more.
Specializing in labor law insurance for NYC contractors for over 25 years, we utilize both admitted and non-admitted markets to provide the best coverage. We review every endorsement page thoroughly, so you're never left exposed.
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Labor law insurance isn't a separate product. It's the missing coverage in your general liability policy that ensures Section 240, 241, and 200 claims are covered under New York labor law insurance.
Your New York labor law insurance coverage must include:
If you're working in New York's high-risk construction trades, labor law insurance is a must for your protection. See which trades require this essential coverage.
Liable for all subcontractor workers.
High-risk, covered by Section 240.
Multi-story work, often covered by E&S carriers.
Sections 240 and 241 cover falls and debris.
Maximum exposure to Section 240 gravity-related claims.
Falling object & height-related exposure under Section 240.
Absolute liability regardless of fault under NY law.
Required by most GC contracts — we structure coverage to match.
Trade work on elevated surfaces covered by Section 241.
Trusted by NYC's top construction companies for over 25 years.
Partnering with ISOMINS for our contractor liability coverage was one of the best business decisions we've made. Their team understood our risks and helped us secure comprehensive general liability insurance that fits our projects perfectly.
At United Restoration & Development Inc., we count on ISOMINS to guide us through the complexities of general liability insurance. Their expert advice and responsive service give us confidence when bidding on new contracts.
ISOMINS has been our trusted partner for contractor insurance. From quoting to policy servicing, they made the process easy and ensured we had the right liability coverage to protect our team and our clients.
We turned to ISOMINS when our business needed reliable contractor liability insurance. Their brokers walked us through every detail and made sure our policy protected our operations and assets. The peace of mind on every job site is invaluable.
As a construction company, we face a variety of liability exposures. ISOMINS helped us secure the right liability insurance so we can focus on delivering quality work without worry. Their team was proactive, thorough, and always available.
Their personalized approach sets them apart. ISOMINS truly understands the unique risks of NYC construction — they don't just sell policies, they make sure the coverage actually works when you need it most.
Have questions? Our team is here to help with policy options and coverage clarity every step of the way.
At Isom Brokerage, we help general contractors, subcontractors, scaffold companies, facade restoration contractors, and property owners secure New York labor law insurance. We guarantee a response in 15 minutes.
